The Smarter Way to Manage Your Money
IB Universal Account
The Smarter Way to Manage Your Money
Unlock Your Financial Potential with an All-in-One Solution
Manage all your finances in one account!
Earn Interest
Earn interest up to USD 3.83% on instantly available cash balances1
View Interest DetailsIBKR Mobile
Check Deposit
Depositing funds to your IBKR account is now as easy as taking a picture with the IBKR Mobile app.
Learn About Mobile DepositsBank Deposit Sweep Program
Our Insured Bank Deposit Sweep Program allows eligible IBKR clients to obtain up to $5,000,000 of FDIC insurance in addition to existing $250,000 SIPC coverage for total coverage of $5,250,000.
Learn About Sweep ProgramDirect Deposit
Automatically deposit funds denominated in USD from your financial institution to your IBKR account.
Learn About Direct DepositStrength & Security
IBKR is a broker you can trust, and our strong financial position and conservative business management protect IBKR and our clients.
Our Strength and SecurityOpen Your Account Today!
Download an app and sign up, or sign up online
Disclosures
- Restrictions apply. For additional information on interest rates, click here. Credit interest rate as of June 6, 2025 .
- For complete information, see ibkr.com/compare.